No subscription · 5 verified alternatives
QuickBooks Online Alternatives You Buy Once
QuickBooks Online costs $38.00 a month — $2280 over five years.
$2220 saved over five years
Where a "Buy" link below earns us a commission, the vendor pays it and the price you pay is unchanged. A commission never decides whether a product is listed and never changes a verdict.
| Product | Price | Licence | Platforms | Updates | Export | Verified | |
|---|---|---|---|---|---|---|---|
| Moneyspire | $59.99 once | Perpetual · install on all household computers | Mac / Windows / Linux / Chromebook | Free within version; paid major-version upgrades optional | QIF / CSV / PDF | 2026-08-29 | Buy |
Or free, if you'll self-host
These cost nothing and are not for sale. You host, update and support them yourself.
| Product | Price | Licence | Platforms | Updates | Export | Verified | |
|---|---|---|---|---|---|---|---|
| Akaunting (self-hosted Standard) | Free · not for sale | Free self-hosted · 1 company / 1 user+accountant | Self-hosted web app (any OS running PHP/MySQL) | Free, open-source code updates | CSV export / SQL database backup | 2026-08-29 | Download |
| GnuCash | Free · not for sale | Free forever · GPL open source | Mac / Windows / Linux | Free, community-maintained | QIF / OFX / CSV | 2026-08-29 | Download |
| Manager (Desktop Edition) | Free · not for sale | Free forever · single user, no time/usage limits | Mac / Windows / Linux | Free, unlimited | TSV copy-to-Excel / PDF reports | 2026-08-29 | Download |
| Wave Accounting | Free · not for sale | Free single-user Starter plan; Pro is $19/mo | Web-based (browser) / iOS / Android | Continuous, included | CSV export of transactions and reports | 2026-08-29 | Download |
What you give up
Automated bank feed sync · accountant seat access · mobile app & cloud access
What you gain
One-time payment · perpetual license · works fully offline · $2220 saved
5 alternatives · independently verified
Checked and excluded
- AccountEdge Pro — No perpetual license is offered; AccountEdge Pro is $20/month and access drops to read-only if the subscription lapses. (checked 2026-08-29)
- Banana Accounting Plus — Banana Accounting Plus is subscription-only; the older perpetual-license version (Banana Accounting 9) is no longer sold. (checked 2026-08-29)
- Sage 50 — Sage's own pricing page calls it "a lease to the software license" -- the program reverts to read-only access if the subscription lapses, with no perpetual license sold. (checked 2026-08-29)
- Zoho Books — No one-time or perpetual license exists; the free plan is capped at $50,000 annual revenue, after which a paid subscription is mandatory. (checked 2026-08-29)